Retirement planning for Filipino professionals
Find Your Freedom Number
Four quick questions to see how much you need invested to live on your own terms, and what to put away each month to get there.
What income do you want each month?
In today's money. What would a good life cost you per month?
What other income will you have after retirement?
Monthly amounts in today's money. Leave blank or enter 0 for anything that doesn't apply.
How old are you now?
This sets how many years you have to build your freedom number.
At what age do you want to retire?
The age you want work to become optional.
Your results
Your Freedom Number
1 · Inflation-adjusted target income
2 · After your other income sources
| Income source | Declared (today) | Inflation adjusted |
|---|---|---|
| Total other income |
3 · Your Freedom Number
4 · Monthly investment needed
Adjust assumptions
A 4% withdrawal rate is the classic rule of thumb: your freedom number is 25 times your yearly shortfall. Lower is more conservative.
This calculator is an educational estimate, not financial advice. It assumes your other income is entered in today's money and rises with inflation, that contributions are made at the end of each month, and that returns are steady. Real markets are not.